Notifiable Matters Statement
This document sets out how Riparian Finance Pty Limited ABN 95 687 445 227 and its related entities (Riparian
Finance, we, us or our) manage your credit-related personal information, as required under the Privacy Act and the
Privacy (Credit Reporting) Code.
As part of assessing applications and the management of products and services we provide, we may disclose some
personal information to one or more Credit Reporting Bodies (CRBs) in connection with our business operations, to
obtain a credit report and to otherwise assess any finance application. These CRBs may include the credit-related
personal information we disclose to them in reports they provide to credit providers to assist them to assess your
credit worthiness (for example, in assessing your future applications).
When we obtain a credit report from a CRB it is an Information Request, which will appear on your credit report and
may be used and disclosed by the CRB (and us) to assess your credit worthiness, including when you make
subsequent applications for credit, whether that is with us or another credit provider. Information Requests on your
credit report have the potential to affect your credit score depending on the amount and type of credit you are applying
for, frequency of Information Requests appearing on your credit report and your credit history.
You may request access to your credit-related personal information held by us, request that we update your
information that you think is incorrect, contact us for further information or make a complaint. Our Credit Reporting
Policy sets out how you may exercise these rights, and how we will deal with a complaint. You may also contact us to
request a version of this notice in an alternative form (such as a hard copy).
More information on our Credit Reporting Policy
This statement should be considered alongside our Credit Reporting Policy. You can access our Credit Reporting
Policy at www.riparianfinance.com
In the course of undertaking our credit assessments or managing your credit accounts, we may also collect some of
the personal information set out in our separate Privacy Policy, also available at www.riparianfinance.com.
What credit reporting bodies do we deal with?
Credit reporting bodies we may disclose information to include:
Experian
118 Mount Street, North Sydney, NSW, 2060
Ph: 1300 783 684
Website: www.experian.com.au
Equifax
GPO Box 964, North Sydney, NSW, 2059
Ph: 13 83 32
Website: www.equifax.com.au
If you fail to meet your payment obligations in relation to any consumer credit or if you commit a serious credit
infringement, that may entitle us to disclose this to a CRB.
You can obtain a copy of the CRBs’ policies relating to credit reporting from their respective websites. You may also
request that reporting bodies not use your credit reporting information for the purposes of ‘pre-screening’ of direct
marketing by a credit provider. You also have the right to request that CRBs not use or disclose your credit reporting
information for a period of time in the event that you believe, on reasonable grounds, that you have been or that you
are likely to be a victim of fraud.
Overseas organisations
In some cases, we may need to share your information with organisations outside Australia who may not have an
Australian link, for example service providers located overseas. We may share information with overseas
organisations located in the following countries:
- New Zealand
- United States of America
and such other countries in which those parties or their, or our, computer systems may be located from time to time.
